Terms & Conditions

Version V0.1 (01.09.2021)

1.      General information

PAYOMA PAY INC (herein referred to as “PAYOMA”) registered as a Company in Canada, British Columbia (incorp. number BC1296478) and the FINTRAC (MSB reg. nr. M21270133), acting as MSB for the provision of payment services.

This Agreement sets out the terms and conditions on which we will provide you with Services from time to time.

This Agreement together with the Client Application Form and other related agreements and notices that we may provide you with from time to time together constitute the terms of your agreement with us. These are our General Terms and Conditions upon which we intend to rely.

For your own benefit and protection, you should read these terms carefully before signing this Agreement. If you do not understand any point contained within this Agreement, please ask for further information before signing it.

You may also be given additional terms and conditions when you take out a particular product or Service. These additional or account-specific terms take priority over those found in these General Terms and Conditions.

2.      Who We Are

 Payoma.online is operated by PAYOMA PAY INC, a Canadian company registered in Canada, British Columbia under company number BC1296478.

Company details:

Our registered office is at: 300-3665 KINGSWAY, VANCOUVER, BC V5R5W2, CANADA

 3. Use of the Site

 You have permission for temporary use of the site, but we can withdraw or change our service at any time without notifying you and without being legally responsible to you.

You must treat all identification codes, passwords and other security information as confidential. If we think you have failed to keep confidentiality, we are allowed to disable any security information (including your passwords and codes).

You agree to follow our acceptable use policy.

If you allow anyone else to use our site, you must make sure that they read these terms first, and that they follow them.

Only use the site as allowed by law and these terms. If you don’t, we may suspend your usage, or stop it completely.

We frequently update the site and make changes to it, but we don’t have to do this, and material on the site may be out-of-date. No material on the site is intended to contain advice, and you shouldn’t rely on it. We exclude all legal responsibility and costs for reliance placed on the site by anyone.

We follow our privacy policy in handling information about you.

By using the site, you agree to us handling this information and confirm that data you provide is accurate.

4.      Intellectual Property Rights

 All text, graphics, logos and images, as well as all other PAYOMA PAY INC copyrights, trademarks, service marks, products and service names are the exclusive property of PAYOMA PAY INC, and may not be used for any purpose without express written permission from PAYOMA PAY INC.

You are allowed to print one copy and download extracts of any page on the site for your personal reference, but not for commercial use without a written permission from us.

If you breach these terms, you lose your right to use our site, and must destroy or return any copies you have made.

5.      Our Legal Responsibility to You

 We do not guarantee the accuracy of material on our site. As far as legally possible, we exclude legal responsibility for the following:

Any loss to you arising from use of our site.

Loss of income, profit, business, data, contracts, goodwill or savings.

We also exclude, as far as legally possible, all terms and warranties or promises implied by law or by statutes.

6.      You must keep your account details safe

 If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you know your user identification code or password, you must promptly notify us using the email – [email protected].

7.      Information on this site

 The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, that the content on our site is accurate, complete or up to date.

8.      Complaints

We value your feedback as it helps us improve our Service. We have established internal procedures for complaints. You can make a complaint in writing to us regarding any aspect of the Service by post or e-mail to the following addresses:


[email protected].

We will investigate your complaint and respond to you with final response by the end of fifteen (15) business days after the day on which we received your complaint.

9.      Governing Law

These Terms and Conditions and any Contracts for the purchase of our services using our Website and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) will be governed by the laws of the Province of British Columbia. Any dispute or claim arising out of or in connection with these Terms and Conditions or such Contracts or their formation (including non-contractual disputes or claims) will be subject to the non-exclusive jurisdiction of the courts of Vancouver. The foregoing shall be without prejudice to your statutory rights.

10.   Information about us and how to get in touch with us

PAYOMA PAY operates the Website that enables you to transfer money using a device connected to the Internet.

Our FINTRAC (Financial Transactions and Reports Analysis Centre of Canada) Registration Number is: M21270133

PAYOMA PAY INC. is regulated under the framework of PCMLTFA and the PCMLTFR.

We can be contacted via the following means:

Correspondence address: 300-3665 KINGSWAY, VANCOUVER, BC V5R5W2, CANADA

Email using the email address: [email protected],

Website: www.payoma.online